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Claim Process

Step-by-step guidance on how to challenge a low insurance payout and recover what you’re owed

Claim Process
April 2, 2026

Can you challenge a car insurance pay out without using a claims company?

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Final step

Check if you’re owed money from an undervalued car insurance payout

If your car was written off, your insurer should have paid you the full market value — but many drivers are underpaid without realising it.

It only takes a minute to check if you’re eligible, and there are no upfront costs.

You’ll only pay if your claim is successful.

You can cancel free of charge within the 14-day cooling-off period.

Please refer to our cancellation policy for full details.

Get Started now